Section 5.1 Amendment Generally. (V.1; Date Added 20 April 2006)

This Declaration 1nay be amended only in accordance with the procedures specified in Section 5219 of the Act, the other Sections of the Act referred to in Section 5219 thereof and the expfess provisions of this Declaration.

Section 5,2 Rights of Secured Lenders. (V.1; Date Added 20 April 2006)

Subject to the limitations imposed by Section 5221 of the Act and except as pennitted hereinafter, no amendment of this Declaration maybe made without the prior written approval of all record holders of first mortgages on Units if and to the extent that such approval is required by the Act. The foregoing and any provision of this Declaration to the contrary notwithstanding, no approval of any such holders of first mortgages shall be required with respect to any Amendment pursuant to Article VI or Article VII hereinafter. In addition, any published requirement of the Fep_eral National Mortgage Association, or its successors (colleGtively "FNMA") or of the Federal Home Loan Mortgage Corporation, or its successors (collectively "FHLMC") with respect to approval of amendments to the Declaration by holders of mortgages on Units shall be complied with if, at the time such amendment is submitted to the Unit Owners for their approval, one or more mortgages on Units is held by whichever ofFNMA or FHLMC imposes such requirement and the Executive Board has been notified in writing that a mortgage is held by the entity imposing such requirement and in accordance with Article X.